The cost of healthcare has been a huge topic of conversation in recent months. Americans already pay significant costs for healthcare, with the prices of premiums, copays, and preventative care all rising.
One of the most significant healthcare costs, however, is prescription drugs. In fact, prescription medications account for 10% of all healthcare costs in America.
These costs can make it difficult for some American families to afford their medications. Luckily, however, there are ways for patients to get cheaper medicine. For instance, if you take the prescription drug Xarelto, here are some ways to decrease your Xarelto cost.
What is Xarelto?
Xarelto is a blood thinner that is often prescribed to folks at risk for blood clots. For instance, patients with an irregular heartbeat, or those who have recently had surgery may be prescribed Xarelto.
Unfortunately, because of Xarelto cost, some patients have difficulty affording it. This can especially be a problem for those who take Xarelto to treat a chronic condition, rather than as a temporary measure. Without this medication, some patients could face severe symptoms or even death.
If you were buying a laptop, would you just walk into the nearest electronics store and buy the first one you saw? Probably not.
Instead, chances are you would visit multiple stores, and look at various laptop brands. You would consider various options and vendors so you could get the best laptop for the best price.
If we comparison shop for things like electronics, why don’t we do so with prescription drugs? Instead, most of us simply have the doctor call in the prescription to the nearest pharmacy.
Next time you go to get your Xarelto filled, call around to a few pharmacies before you choose one. Often, smaller, independent pharmacies can offer better prices than the chains do. You may be surprised at the difference in Xarelto cost at one pharmacy from another.
According to recent surveys, Americans now conduct most of their shopping online. But even if you shop online, you may not have realized that there are many online pharmacies you can explore to get Xarelto at a better price.
Online pharmacies are able to offer cheaper prices because they do not have as many overhead costs. In some cases, you can buy drugs from different regions of America, or from Canada, where prescription drugs are less expensive.
In addition to being less expensive, online pharmacies can also be more convenient. These pharmacies offer mail-order service, and automatically send more of your Xarelto when you have refills. This way, you do not have to drive to the pharmacy to have your prescriptions refilled.
That said, some folks are apprehensive about whether it is safe to buy medications online. Where there are some risks associated with online pharmacies, knowing what to look for will help you get medication safely.
When buying medicine online, make sure that the site has a valid pharmacy license. Also, do not purchase prescription drugs from sites that do not require a prescription, as all legitimate pharmacies will require one. Finally, if the Xarelto cost sounds too good to be true, it probably is.
Drug companies are businesses like any other. For this reason, they look for ways to market their medications. One way they do this is by making coupons available to patients.
Coupons for prescriptions can be found in various places. These include magazines, medical pamphlets, and at your doctor’s office. If you are prescribed Xarelto, ask if there are any coupons available.
In some cases, doctors might even have free samples of drugs available. These are intended to help patients identify whether they have adverse side effects to the medication. For this reason, a free sample is not necessarily a permanent solution.
There are also prescription coupon cards available for patients. Usually, these cards come with a subscription fee. That said, if you and your family need several regular medications, then your savings will outweigh the cost.
Ask for Generics
With just about any food product, you can save money by choosing the store brand over the brand name product. Getting generic medications is a similar way to save money on your prescription drugs.
Xarelto is the brand name of the generic drug Rivaroxaban. So, if your doctor prescribes you Xarelto, make sure to ask your pharmacist about Rivaroxaban. This can be an effective way to save significantly on your Xarelto cost.
While generics can help you save on prescription drugs, there are ways that you can save on brand name medications as well. Patient Assistance Programs or PAPs are one of these ways.
Most drug manufacturers have a patient assistance program available to patients who cannot afford medication. Typically, you must be considered low-income, uninsured, or underinsured to qualify for these programs.
Also, the application process can take a while when looking to qualify for a patient assistance program. So, if you need the medication consistently, you may need to pay full price for it before you qualify for the assistance. In some cases, however, you may qualify for reimbursement.
Help for Seniors
If you qualify for Medicare, you may also be able to get extra help to pay for your prescription medications through Medicare Part D. This will help you get your Xarelto at a lower cost.
If your income falls below Medicare’s designated levels, you should be automatically enrolled for extra help. If you have not been automatically enrolled, or if you are not sure, contact Medicare to find out what your status is.
In addition to help from the federal government, some individual states also provide assistance for patients who need prescription medication. To find out if you qualify, explore the list of State Pharmaceutical Assistance Programs.
Finding a Better Xarelto Cost
With these tips in hand, you won’t have to pay full price for Xarelto again. Your Xarelto cost will be much more affordable once you take advantage of the discounts available to you.
What strategies do you use to get more affordable prescription drugs? Let us know in the comments!